Upgrade Debt Consolidation Loan
ConsolidationAPR
7.74–35.99%
/yr
Amount
$1k–$50k
Term
24–84mo
Minimum credit score 580
US citizen or permanent resident
Verifiable income
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APR
7.74–35.99%
/yr
Amount
$1k–$50k
Term
24–84mo
Minimum credit score 580
US citizen or permanent resident
Verifiable income
APR
35.95–35.99%
/yr
Amount
$300–$10k
Term
12–48mo
SSN, ITIN, or passport accepted
No credit history required
No minimum credit score
APR
5.49–17.99%
/yr
Amount
$7.5k–$100k
Term
12–75mo
US resident
Aged 18+
Good credit
APR
—
/yr
Amount
$2k–$250k
Term
1–18mo
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
4.15–14.9%
/yr
Amount
$5k–$500k
Term
—
US citizen or permanent resident
Bachelor degree from eligible institution
Minimum credit score required
APR
6.09–17.99%
/yr
Amount
$600–$50k
Term
12–60mo
PenFed membership required (open to all via Voices for Americas Troops association)
US citizen or permanent resident
Age 18+
APR
6.875–7.148%
/yr
Amount
$50k–$3M
Term
180–360mo
US citizen or permanent resident
Valid employment and income documentation
Minimum credit score applies
APR
7.74–35.49%
/yr
Amount
$5k–$100k
Term
24–84mo
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
APR
4.49–18.74%
/yr
Amount
$5k
Term
12–84mo
US military member, veteran, or family
USAA membership required
Valid US SSN
APR
29.9%
/yr
Amount
$5k–$250k
Term
3–24mo
Business at least 1 year old
Annual revenue $100,000+
FICO 625+
APR
2.99–16.38%
/yr
Amount
$1k–$200k
Term
60–180mo
US citizen or permanent resident (international students may apply with eligible cosigner)
Age 18+
Valid SSN
APR
6.49–24.89%
/yr
Amount
$5k–$100k
Term
24–240mo
US citizen or permanent resident
Age 18+
Valid SSN
APR
5.99–7.5%
/yr
Amount
$10k–$500k
Term
60–240mo
Homeowner with equity in property
Credit union membership required
Good credit history
APR
7.99–24.99%
/yr
Amount
$2.5k–$40k
Term
36–84mo
US citizen or permanent resident
Age 18+
Valid SSN
APR
5.49–19.99%
/yr
Amount
$5k–$100k
Term
12–72mo
US resident
Aged 18+
Good credit
APR
6.2%
/yr
Amount
$5k–$250k
Term
6–12mo
Business at least 2 years old
Annual revenue $120,000+
FICO 650+
APR
4.89–9.74%
/yr
Amount
$10k–$500k
Term
60–240mo
US citizen or permanent resident
Bachelor's degree or higher
Minimum annual income $24,000
APR
8.99–35.99%
/yr
Amount
$2k–$50k
Term
24–60mo
US citizen or permanent resident
Age 18+
Valid SSN
APR
6.17–6.5%
/yr
Amount
$50k–$3M
Term
180–360mo
US citizen or permanent resident
Age 18+
Valid SSN
APR
6.99–24.99%
/yr
Amount
$3.5k–$40k
Term
36–72mo
SSN required
US address
Good credit history