Debunking Personal Loan Myths: What You Need to Know
Uncover the truth about personal loans: tackle misconceptions on rates, fees, and eligibility to make informed choices.
Insights, guides, and updates
Uncover the truth about personal loans: tackle misconceptions on rates, fees, and eligibility to make informed choices.
APR
25.98–26.76%
/yr
Amount
₱10k–₱2M
Term
6–36mo
Minimum gross monthly income ₱15,000
At least 2 years with current employer
Valid government-issued ID
APR
39.43%
/yr
Amount
₱30k–₱3M
Term
12–36mo
Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila)
Filipino citizen 21-60 years old
Employed or self-employed
APR
30.52–33.32%
/yr
Amount
₱20k–₱2M
Term
12–36mo
Minimum gross monthly income ₱15,000
At least 2 years with current employer
Valid government-issued ID
APR
28.67–31.72%
/yr
Amount
₱20k–₱3M
Term
12–36mo
Minimum gross monthly income ₱15,000
At least 1 year with current employer
Valid government-issued ID
APR
18.0%
/yr
Amount
₱30k–₱1M
Term
12–60mo
Filipino citizen and non-US person
21 years old up to 65 at loan maturity
Minimum gross monthly income ₱15,000
APR
41.29–42.88%
/yr
Amount
₱20k–₱250k
Term
24–36mo
Age 22 to 54 at time of application
Employed: at least 2 years permanent status with 1 year at current employer
Self-employed: business operating profitably for the last 3 years