Alliant Credit Union Personal Loans
Low-rate personal loans from $1,000 to $50,000. APR as low as 7.49%. No origination fees. Free membership with $5 deposit.
Last checked on June 7, 2026. We may earn a commission when you click through.
Alliant Credit Union Personal Loans
Updated 1 month agoOur Verdict
Alliant Credit Union offers competitive personal loans with flexible terms and no origination fees, making them a solid option for borrowers.
In-Depth Review
Alliant Credit Union provides personal loans ranging from $1,000 to $50,000 with an appealing starting APR of 7.49%. The absence of origination fees is a significant advantage, allowing borrowers to access funds without additional upfront costs. Loan terms are flexible, spanning from 12 to 60 months, catering to various repayment needs.
However, the minimum credit score requirement is set at 640, which may exclude some potential borrowers with lower credit ratings. Moreover, while the starting APR is attractive, the maximum rate of 15.49% can be a deterrent for those with less-than-ideal credit histories. Compared to other lenders, Alliant's rates are competitive, but it's essential to compare offers to ensure you're getting the best deal.
Overall, Alliant Credit Union's personal loans are a strong choice for those who qualify, but applicants should carefully assess their credit situation before applying.
Best For
These loans are ideal for individuals looking for low-interest rates and no hidden fees, especially if they have a credit score of 640 or higher.
Watch Out
Potential borrowers should be aware of the minimum credit score requirement and the maximum APR of 15.49%, which might be high for some applicants.
You'll be redirected to alliantcreditunion.org
Key Facts
Representative APR
6.75–16.0%
per year
Loan Amount
$1k–$50k
Term
12–60 months
Requirements
- Alliant Credit Union membership required (open to all via joining Foster Care to Success)
- US citizen or permanent resident
- Age 18+
- Valid SSN
- Bank account
- Minimum credit score around 640
- Verifiable income
You'll be redirected to alliantcreditunion.org
You might also like
Citizens Personal Loans
PersonalAPR
7.49–22.44%
/yr
Amount
$5k–$50k
Term
36–84mo
US citizen or permanent resident
Age 18+
Valid SSN
Armed Forces Bank Personal Loan
PersonalAPR
8.99–17.99%
/yr
Amount
$500–$25k
Term
—
No specific requirements listed
APR
8.99–18.0%
/yr
Amount
$250–$50k
Term
6–180mo
Navy Federal membership required (active duty, veterans, DoD civilians, and their families)
US citizen or permanent resident
Age 18+
APR
19.9–35.95%
/yr
Amount
$300–$10k
Term
12–48mo
No minimum credit score required
US resident in eligible state
Valid bank account or debit card
Upstart Debt Consolidation Loans
PersonalAPR
6.3–35.99%
/yr
Amount
$1k–$50k
Term
36–60mo
US citizen or permanent resident
Age 18+
Valid SSN
Avant Personal Loans
PersonalAPR
9.95–35.99%
/yr
Amount
$2k–$35k
Term
24–60mo
US resident
Age 18+
Valid SSN